Zakat calculator. Clarity before you give.
Estimate your Zakat on cash, gold, silver and assessed eligible assets. Compare Nisab bases, review the calculation and keep a private printable summary.
Your starting point
Use values from your Zakat anniversary. This calculator estimates annual wealth Zakat, not Zakat al-Fitr.
What should I include?
Include only wealth assessed as Zakatable under the guidance you follow. Your own home, ordinary personal belongings and a car for personal use are generally excluded. Investments, pensions, debts and personal jewellery can need a more specific assessment. Use the guidance below or ask a qualified adviser before entering an eligible value.
Your eligible wealth
Start with the everyday amounts. Open the additional categories if you need them.
Investments, business and other assets
Check your Nisab
The threshold determines whether your net eligible wealth qualifies. Zakat is then estimated on the whole qualifying balance, not just the amount above the threshold.
Automatic prices are paused. Use your own verified Nisab.
The reference weights follow Human Appeal UK. Other guidance uses different weights or recommends a different basis; choose “My own threshold” where appropriate. Current quotes are not historical prices for an earlier anniversary.
Your amounts stay in this page’s memory. They are not saved to AIHI, placed in a link or sent to the price provider. Refreshing or leaving clears them. A downloaded or printed copy is yours to keep securely.
How does this Zakat calculator work?
Add the value of the wealth you have assessed as Zakatable, then enter eligible deductions. The calculator compares the remaining balance with the Nisab you choose. Where that threshold is reached and you confirm a completed lunar holding period, it estimates 2.5% of the full net eligible balance.
For example, £10,000 of eligible assets less £1,000 of eligible deductions gives £9,000. If this reaches your applicable Nisab and your hawl is complete, the estimate is £225. These are illustrative figures, not current metal prices or individual religious advice.
Gold or silver: which Nisab should I use?
The reference options use 87.48 grams of gold and 612.36 grams of silver, as stated by Human Appeal UK. The reference price provider supplies prices in your selected currency; the timestamp is shown in the calculator. Different guidance may use different weights or recommend a different basis for your circumstances.
Ask a qualified adviser which basis applies. You can enter your own verified threshold, including for an earlier calculation date. A lower threshold and a higher threshold may produce different results; the calculator does not choose your religious interpretation for you.
How do I calculate Zakat on gold jewellery?
If jewellery is included under the guidance you follow, enter an appropriate valuation or use its weight and purity for an indicative metal value. A 22-carat item contains a different proportion of gold from a 24-carat item. Exclude stones and other materials. For mixed purities, a combined eligible resale valuation is simpler than treating everything as the same purity.
The National Zakat Foundation explains gold valuation, including obtaining a jeweller’s resale valuation. Our weight option uses reference spot prices; it is not a guaranteed sale price. The treatment of personal jewellery can differ between schools of thought.
What about shares, pensions and debt?
Enter the assessed Zakatable portion of an investment, not automatically the full account balance. Treatment can depend on what is held and why. The NZF share-calculation guide illustrates why underlying assets can matter. Pensions, uncertain receivables and complex portfolios warrant individual guidance.
Debt deductions also require care. The calculator subtracts the figure you enter; it does not establish that a debt is deductible. See NZF’s discussion of debt deductions and confirm the approach you follow. Do not deduct a full long-term mortgage balance by default.
What is kept private?
Amounts are held in this page’s memory and used for calculations on your device. AIHI does not save them or include them in a referral URL. The price endpoint requests market quotes using only the selected currency. Advertising, session-replay tools and the website chat assistant are not loaded on calculator pages.
Printing or saving as PDF creates your own copy. Close or refresh the page to clear the entered values.
Where can I give?
You can continue to Human Appeal’s Zakat appeal. Confirm your amount, fund selection and any eligibility question on the charity’s website. AIHI does not take payment or certify the application of a donation.
For other planning, explore the orphan sponsorship calculator and Ramadan giving planner. The latter is a discretionary budgeting tool; it does not change the due date of your Zakat.